Let's Talk Money

In this episode, Tiffany sits down with Gen-Z'er Nakia Swinton as she discusses how she was raised and the great financial example her dad was.  There were a lot of gems dropped!  Even Tiffany learned something new!

About Our Guest

Nakia Swinton is one of the co-hosts of The So-Called Oreos podcast, a podcast discussing all the awkwardness, hardships, and hilarity of society labeling you as an "oreo." She has a career in the media industry where she started professionally on the Communications team at VICE Media before her current role of being a Talent Assistant for WarnerMedia's linear channels.

Follow Her on Instagram: https://www.instagram.com/kia.swins

Follow Her on Twitter: https://www.twitter.com/kia_swinton

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff
Twitter: @moneytalkwitht
Instagram: @moneytalkwitht
LinkedIn: Tiffany Grant
YouTube: Money Talk With Tiff Channel
Pinterest: Money Talk With Tiff

The intersection of health and wealth cannot be underestimated or looked over.  Holistic wellness includes both.  Join Tiffany as she sits down with Dr. Amber Brown as they discuss how these two aspects of wellness play on each other.

About Our Guest

Dr. Amber Brown, PT, DPT, WCS founder and owner of Root Physical Therapy and Wellness, a safe space to learn about the root causes of your concerns, as well as Care 4 You First, a community for health and wealth tips and accountability.

As a doctor of physical therapy and Board-Certified Women’s Health Specialist, her primary focuses are pelvic floor dysfunction and Black Maternal Health. She serves several clients as a doula, certified lymphedema therapist, and registered yoga teacher. She contributes to academia as a guest lecturer and with further research as she completes her second doctorate.

Dr. Brown guides people on the pathway of financial freedom without sacrificing their health as a certified financial coach...

Whew!  Couples, money, and conflict.  It is almost as if these things are synonymous with each other.  In this episode, Tiffany sits down with counselor Rhonda Johnson to discuss how to manage conflict when talking about vulnerable topics such as money.  This episode not only applies to couples but singles as well.  Be prepared for your next money discussion.  Tune in!

About Our Guest

Rhonda Johnson is the owner and founder of Limitless Empowerment based in Central North Carolina. She is a Life Coach, Prepare/Enrich facilitator, and an Interpersonal Strategy Consultant, specializing in helping couples build strong relationships. Her passion and Limitless Empowerment’s primary function is to empower marriages and relationships that are suffering because of a lack of familiarity with communication and lackluster communication skills. Engaged and married couples are given lessons and guidance that build a strong foundation for a strong relationship....

Definition

Financial literacy is the ability to understand and apply various financial skills, including budgeting, investing, and other financial management strategies.

Why It's Important

My, oh, my!  Financial literacy is critical to master as it affects everything in your life, from well-being and relationships to opportunities that are afforded to you.  A financially literate person has a much better chance of being "successful" with money.  This is why I built this whole platform.  My personal goal is to see as many people as possible to become financially literate.  It is imperative!  

I joke and say people treat you differently when you know about money on social media, BUT it is true!  I have had salespeople and lenders tell me this.  So, I took that information and decided to help so YOU won't be taken advantage of. 

Want to see how financially literate you are?  I made a quiz to test your skills.  You can check it...

Money and wealth are two things that everyone needs to survive in this world, and it allows a person to build a standard of living. But the real problem is, how to earn that much wealth through which you can live comfortably?

Well, there is no big secret to this. It is as simple as spending less than you earn and investing the rest wisely. The dilemma of this situation is that everyone knows this, but most people are unaware of how to get it done correctly.

To bridge that vast knowledge gap, financial coaching has evolved, which will provide you with experienced advice and partnerships to jump-start your mission of building wealth for yourself.

What is financial coaching?

Financial coaching aims at providing one-on-one sessions with clients so that those clients have the knowledge they need about different trends in financial markets and how they can improve to meet their goals. These financial coaches will also provide their clients with encouragement and morale boosters, and they...

Definition
Capital gains are the profit from a sale of property or an investment

Why It's Important
When you have investments, you are not taxed until you have capital gains.  Capital gains are only triggered when you make a sale at a profit.  This is the opposite of realized loss.  With both situations, a sale is what triggers each tax treatment.  Capital gains are a good problem to have because that means you are making money!  

There are two types of capital gains, long-term and short-term.  Short-term capital gains are taxed at your current tax rate.  Short-term means that you held the investment for less than a year (generally a no-no).  Long-term capital gains are after you have held your investments for longer than a year.  These get preferable tax treatment.  For instance, if I was a single tax filer and made $45,000, my short-term capital gains rate would be 22% while my long-term rate would be 15%.  See the difference!...

Introduction:

Almost every person on the planet is familiar with banks. Everyone has had an experience, whether good or bad, with it, and due to this, the majority of the population always gravitates towards banks, not knowing that other options  exist. Whether you want to or not, you might find yourself in the footsteps of a bank, without any clue of alternatives that could change your life.

Banks are profitable corporations that strive to provide for not only you, but itself too, by bulking up on money that you pay, in the form of interests or fees, and paying its shareholders rather than finding another use of the funds. Although this allows the fluidity of finances and gives the bank the margin to grow or increase its assets, it can also have a shortcoming in the form of less focus on the customer.

You may feel frustrated that the kind of service or packages you require is unavailable in a bank. You may also be frustrated by the high-interest rates or the hefty fees that...

Did you know there are many different ways to invest in real estate?  Tiffany and Joshlyn talk about home buying, private and public REITs, Fundrise, and pooling money together to buy property with family and friends.  They also talk about how Joshlyn paid off $70,000 in debt in 1 1/2 years!

About Our Guest

Joshlyn Ross is a Homebuying Consultant & Podcaster with a personal mission to help 50 people purchase their first home within the next 365 days. She knows how overwhelming the process can be because she went through it.

After looking at homes for several months, she found herself frustrated at the fact that her financial report card continued to hold her back from each dream home she submitted an offer for.

Eventually, she created and implemented a plan to not only pay off her student loan debt but also to diversify her passive income streams with real estate investment trusts (REITs). Her initial goal was to pay off her debt in 2 years but with focus and execution,...

Money is emotional!  Tiffany has talked about this time  and time again on the blog and podcast but this time she brings on YeSeul Kim to give a different perspective.  They drop so many gems on how they got past their financial trauma and how they handle money in their marriages.  How is your relationship with money?

About Our Guest

YeSeul is a business executive turned storyteller who loves hunting for the unexpected. When she is not recording podcasts, YeSeul is working on her book Business Love: Your MBA to Relationships and photo journalism project Humans of Treviso.

Follow her on Instagram: https://www.instagram.com/serendpitystories.podcast

Follow her on Facebook: https://www.facebook.com/serendipitystoriespodcast

Links

Humans of Treviso Project: https://www.instagram.com/genteditreviso/

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff
Twitter: @moneytalkwitht
Instagram: @moneytalkwitht
LinkedIn: Tiffany Grant
...

 Tiffany sits down with Aja, a single mom that decided to leave the US to move abroad and save money.  This is the ultimate geographic arbitrage!  Remember that from Episode 23?  Aja has really mastered the art of moving somewhere else to live the life she wanted for her and her son!

About Our Guest

Aja is a woman living life on her terms. Four years ago she quit the American dream, moved abroad, and designed her own business. She also started homeschooling her son. Aja hosts the podcast, She Said We Shed which helps black women heal from black mama trauma and become the mothers they desire to be.

Follow Her on Social Media

Instagram: www.instagram.com/shesaidweshedpodcast AND www.instagram.com/doinglifeafraid

Facebook: https://www.facebook.com/doinglifeafraid/

Links

Aja's Website: https://www.shesaidweshed.com

https://www.upwork.com

https://www.numbeo.com/cost-of-living/

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff
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