This topic was requested in my Facebook group (you can join here). People wanted to know if a balance transfer was worth it. If you read my blog, you know I am not a huge fan of credit cards, but they could be a useful tool on your financial journey. I will attempt to breakdown some of the pros and cons of doing a balance transfer.
I have been getting questions lately on what people should do with their tax money, so I wanted to compile a list of some of my favorite tax money moves:
OK, so I felt like this was a timely post in light of the government shutdown and the possibility of families not receiving food assistance in the coming months. If you aren't aware of all the changes, you can read about it here. I want to keep this post focused on how families can save money whether they receive government assistance or not. It is essential to squeeze every penny at the grocery store because eating is a necessity and is usually one of our most significant monthly expenses. Let's begin...
I am always trying to find ways to pay off my debt faster! One of my favorite ways is to participate in the gig economy, particularly ride sharing (driving for Uber & Lyft). Now, I try to drive every other weekend when I don't have my kids. Last year, I made about $2,500 just from this gig and I didn't even drive that much! Here are some things I do to maximize my time and earnings:
Wow! Sitting down with these numbers is both empowering and depressing. LOL! I mean the massive amount of debt that I have taken on between school, cars, and business expenses, it's amazing! I use this blog for motivation and accountability so an important part of that is transparency. In this post, I will break down all of my debt, investments, and bank balances so I can use it as my baseline for progress throughout the year. Well, without further ado, here we go...
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