So, I just came back from Miami. It was so fun spending time with some close girlfriends. It was something we had never done before and by the end of it, we were already planning the next one. We are all single moms and it was great being able to get away to let loose a little bit. When you are the only person in the household bringing in income, you have to constantly be on "work mode". The success of the household depends on it. Anyway, enough of that, let's get into my money lessons from the trip:
I just came back from a vacation this past weekend. We had soo much fun! My boyfriend "won" a 3 day, 2 night vacation in Virginia that we decided to take advantage of. Who wouldn't want a free vacation?! Well, of course it came with a couple of strings attached. Here is what I learned:
We had a ball (literally) for July 4th! In my efforts to save money, I decided against the usual cookout for friends and family and spent the day relaxing. My dad was in town so the boys spent time with their grandpa while I received some much needed down time. Of course, I wasn't going to spend the whole day without my boys. Later that night, we went to a baseball game (on the cheap). This is how I made it happen...
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If I had $1 for every person that I talked to that was unhappy at their job I would be a millionaire (ok maybe a thousandaire) but nevertheless we go in day after day usually living paycheck to paycheck. Recently, I quit my job. It was abrupt and no, I didn't have another job to go to. I just wanted a better quality of life for me and my boys.
I just sold my 2016 Honda CR-V! I bought it brand new and still owed about $21,650 but I felt like it was time. Car payments make a huge difference in any debt free journey especially when they are around $400 a month! That's not taking into consideration the taxes, maintenance, insurance, and gas. I decided that to make my goal of being debt free by 30, I needed to cut this expense. The car dealership was looking at me like I was sick or something was wrong but I told them I am completely fine. I just have a goal that I need to get to and I am determined! They admired me for being so young and thinking long term. It was an easy decision for me and it all happened in less than a week. I bought a 2010 Mazda CX-7 for $5,850. I paid most in cash and the rest I financed. Just like that I got rid of over $15,000 in debt! My new balance is $51,748.91! #debtfreeby30
I just came back from traveling Monday. I hope you all did not miss me too much! I decided to take a trip to DC. Visiting the many museums has been on my bucket list since high school. I am a true nerd! So, for this birthday, I decided to go ahead and cross it off! But, booking this trip and being able to reflect by myself, brought out some good financial prospectives. Enough with the backstory, let's begin!