As the kids go back to school this week, I wanted to take a moment to reflect on the many lessons I learned this summer. It was both challenging and cleansing. The message that I write my story and control my surroundings has never been more apparent! Here is what happened:
This topic was requested in my Facebook group (you can join here). People wanted to know if a balance transfer was worth it. If you read my blog, you know I am not a huge fan of credit cards, but they could be a useful tool on your financial journey. I will attempt to breakdown some of the pros and cons of doing a balance transfer.
OK, so I felt like this was a timely post in light of the government shutdown and the possibility of families not receiving food assistance in the coming months. If you aren't aware of all the changes, you can read about it here. I want to keep this post focused on how families can save money whether they receive government assistance or not. It is essential to squeeze every penny at the grocery store because eating is a necessity and is usually one of our most significant monthly expenses. Let's begin...
If you have been keeping up with my finance blog, you know I love to budget! It gives you a sense of control when it comes to your money. I believe in doing a zero-based budget. This means your income will always equal your expenses. With this type of budgeting, you are telling your money where to go every month. I want to give you a recent example of how budgeting frees you instead of constricts you.
A couple of weeks ago, I came outside to yet another flat tire. What the heck?! It seemed like every week a tire was going flat on my car. I knew when I bought the car I would have to get new tires (that was one aspect I used to negotiate the price down), but I didn't think it would be this soon. I made my seemingly weekly trip to the gas station to fill up again, and I was on my way. Of course, that wasn't the end of it...
An odd thing happened Friday, I went to the ATM to withdraw money, and I received the message that said, "Unauthorized Use." I thought maybe I put in the wrong pin, so I swiped and tried again. I received the same prompt! What could be going on?!
I am always reading about finance (which is hardly news to anyone that knows me). I have found the ULTIMATE HOME-BUYING GUIDE. I am in love!
So, I just came back from Miami. It was so fun spending time with some close girlfriends. It was something we had never done before and by the end of it, we were already planning the next one. We are all single moms and it was great being able to get away to let loose a little bit. When you are the only person in the household bringing in income, you have to constantly be on "work mode". The success of the household depends on it. Anyway, enough of that, let's get into my money lessons from the trip: