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This week has been difficult for many reasons but the one that stands out is death. My boyfriend lost his sister to cancer this week and it made me realize that life is too short. I have not been taking my health seriously and since I have a family history of several ailments, I need to get serious! Diabetes, high blood pressure, asthma, and anxiety/depression runs in my family. For years, I have wanted to lose weight BUT never really took it seriously. I was like YOLO (you only live once) let me go ahead and eat what I want. That has to stop.
FinCon starts tomorrow, but this post has nothing to do with money! Yesterday, I spent the day cherishing my loved ones, especially my son, because I know I am going to be away for a little bit. I only had one son yesterday, so it gave me time to provide one on one attention and affection. I am always working and hustling, and the good part is my kids see that. Also, the bad part is my kids see that. I need to slow down just a tad and find balance. My oldest has started thinking of his own business ideas. He wants to own a restaurant (for now), and I encourage that. I remember when I was his age, I too wanted to own a restaurant. I was told that being a chef was a man's occupation and that a woman wouldn't make it to the top. Yes, this is what I was told by a very close family member.
I have been on a networking frenzy this week. With three events down and one to go, I realize a common theme: everyone is struggling with money! As soon as I tell people what I do their eyes light up and they start divulging into how they need financial help. But how did we get here as a society?
I have been diagnosed with asthma my entire life. I never really had any issues with it flaring up. I can count the times I've had issues on one hand (literally). This past Friday caught me by surprise.
Now that you know what is on your credit, checked your credit score, and called your creditors, let's talk about paying debt down. There are a couple of different ways to accomplish this potentially monstrous task. You can either use the snowball method or the avalanche method. In this post, I will explain how they work so you can make the best decision based on your circumstances.
I had to take a quick break from our credit discussion to announce my first student loan debt has been paid in full! I am super excited! I am in the middle of my debt snowball (paying debt down in order from smallest balance to largest). That particular loan started with a balance of $3832. It is now $0! That was my smallest debt, now on to the next! Woohooo!
I figured this would be a good place to start on our journey. In order to have control over your finances, you have to first control how you feel about it. What do I mean? Well, let's do a quick exercise. I am going to give you a few words and I want you to pay attention to your reaction to them.