What a night! Last night was Halloween, and I decided to do something different. Unfortunately, there was a tornado watch and warning issued for our area, so we could not go out and trick-or-treat as we usually do. Not only that, but I also did not buy any costumes to save money. I had to think of a frugal and smart way to have Halloween in the house this year. What do I do?!
I just came back from a vacation this past weekend. We had soo much fun! My boyfriend "won" a 3 day, 2 night vacation in Virginia that we decided to take advantage of. Who wouldn't want a free vacation?! Well, of course it came with a couple of strings attached. Here is what I learned:
We had a ball (literally) for July 4th! In my efforts to save money, I decided against the usual cookout for friends and family and spent the day relaxing. My dad was in town so the boys spent time with their grandpa while I received some much needed down time. Of course, I wasn't going to spend the whole day without my boys. Later that night, we went to a baseball game (on the cheap). This is how I made it happen...
'Tis the season of spending! The National Retail Federation expects retail sales during November and December to be about $682 billion! (I think we are in the wrong business) They expect each consumer to spend an average of $967.13. This is massive spending! Most Americans get into a ton of debt during this time and spend the better part of the new year trying to pay it down. Don't let this happen to you! In this article, I'll offer six of my top tips to ensure you are prepared for next year and keep your spending in check.