As the kids go back to school this week, I wanted to take a moment to reflect on the many lessons I learned this summer. It was both challenging and cleansing. The message that I write my story and control my surroundings has never been more apparent! Here is what happened:
This topic was requested in my Facebook group (you can join here). People wanted to know if a balance transfer was worth it. If you read my blog, you know I am not a huge fan of credit cards, but they could be a useful tool on your financial journey. I will attempt to breakdown some of the pros and cons of doing a balance transfer.
I have been getting questions lately on what people should do with their tax money, so I wanted to compile a list of some of my favorite tax money moves:
I am always trying to find ways to pay off my debt faster! One of my favorite ways is to participate in the gig economy, particularly ride sharing (driving for Uber & Lyft). Now, I try to drive every other weekend when I don't have my kids. Last year, I made about $2,500 just from this gig and I didn't even drive that much! Here are some things I do to maximize my time and earnings:
Wow! Sitting down with these numbers is both empowering and depressing. LOL! I mean the massive amount of debt that I have taken on between school, cars, and business expenses, it's amazing! I use this blog for motivation and accountability so an important part of that is transparency. In this post, I will break down all of my debt, investments, and bank balances so I can use it as my baseline for progress throughout the year. Well, without further ado, here we go...
A couple of weeks ago, I came outside to yet another flat tire. What the heck?! It seemed like every week a tire was going flat on my car. I knew when I bought the car I would have to get new tires (that was one aspect I used to negotiate the price down), but I didn't think it would be this soon. I made my seemingly weekly trip to the gas station to fill up again, and I was on my way. Of course, that wasn't the end of it...
I am so excited! I was able to get my feet wet with podcasting by being featured on a fellow bloggers podcast. It was so fun to get interviewed and we had a really great conversation about timeshares and home-ownership. Take a listen:
For all episode notes and to subscribe, check out Danielle's site at https://podcast.thoughtcard.com/episode-4/
As a side note: We used the Longhorn Steakhouse gift card mentioned in the interview a few days ago for a date night. Yummm!!
Tired of reading about budgets? I made a quick video to give you the basics!