I am always trying to find ways to pay off my debt faster! One of my favorite ways is to participate in the gig economy, particularly ride sharing (driving for Uber & Lyft). Now, I try to drive every other weekend when I don't have my kids. Last year, I made about $2,500 just from this gig and I didn't even drive that much! Here are some things I do to maximize my time and earnings:
Wow! Sitting down with these numbers is both empowering and depressing. LOL! I mean the massive amount of debt that I have taken on between school, cars, and business expenses, it's amazing! I use this blog for motivation and accountability so an important part of that is transparency. In this post, I will break down all of my debt, investments, and bank balances so I can use it as my baseline for progress throughout the year. Well, without further ado, here we go...
It's the end of the year and if you are subscribed to my newsletter, you know that I send a financial word of the week every Wednesday! It is a financial term that you should know and will be helpful on your financial journey. The whole purpose of my blog is to educate and improve financial literacy so that goal is always at the forefront. With that said, I wanted to do a recap of all 2018 WWW terms (in case you missed it). If you want to subscribe, just click here and type in your email at the top. Ready? Let's Go...
Has it really been three months since my last post? Man, time flies! I had to step away because my final semester got really crazy. I felt like I was on the verge of failing and I kept thinking to myself, I did not come 2 years to not graduate on time. Well, the good news is... I PASSED! So, although it was hard for me to step away from the baby I built up over the past year, it was worth it! I am now officially an MBA, and I am so proud of myself for it. The next question is what next? What do you do with a newly minted MBA? When I started my graduate school journey, I was in a different mind space. I wanted to work my way up the corporate ladder and become a VP of HR. Now, HR is no longer my focus, and I don't really have the desire to work for anyone else in corporate America. So, now what?
If you have been keeping up with my finance blog, you know I love to budget! It gives you a sense of control when it comes to your money. I believe in doing a zero-based budget. This means your income will always equal your expenses. With this type of budgeting, you are telling your money where to go every month. I want to give you a recent example of how budgeting frees you instead of constricts you.
A couple of weeks ago, I came outside to yet another flat tire. What the heck?! It seemed like every week a tire was going flat on my car. I knew when I bought the car I would have to get new tires (that was one aspect I used to negotiate the price down), but I didn't think it would be this soon. I made my seemingly weekly trip to the gas station to fill up again, and I was on my way. Of course, that wasn't the end of it...
I am so excited! I was able to get my feet wet with podcasting by being featured on a fellow bloggers podcast. It was so fun to get interviewed and we had a really great conversation about timeshares and home-ownership. Take a listen:
For all episode notes and to subscribe, check out Danielle's site at https://podcast.thoughtcard.com/episode-4/
As a side note: We used the Longhorn Steakhouse gift card mentioned in the interview a few days ago for a date night. Yummm!!
An odd thing happened Friday, I went to the ATM to withdraw money, and I received the message that said, "Unauthorized Use." I thought maybe I put in the wrong pin, so I swiped and tried again. I received the same prompt! What could be going on?!