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EPISODE 40 - MARRIAGE AND MONEY

Episode 40! Whew, 40 weeks of Money Talk With Tiff and we are still going strong! In this episode, Tiffany talks about marriage and how it can affect your financial picture. She also gives tips that she uses in her new marriage (yes, Tiffany is married now!) to try and get ahead of any potential money issues. Take notes!

Links

Couples FB Live Video: https://www.moneytalkwitht.com/blog/Couples-and-Money-Interview

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff
Twitter: @moneytalkwitht
Instagram: @moneytalkwitht
LinkedIn: Tiffany Grant
YouTube: Money Talk With Tiff Channel
Pinterest: Money Talk With Tiff

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EPISODE 36 - PAYING FOR COLLEGE WITH DR. ANDREA JOHNSON

Have kids or are thinking about going back to school? You need to listen to this!  Join Tiffany as she sits down with Dr. Andrea Johnson as they discuss how to pay for college.

About Our Guest

Dr. Andrea Johnson is the owner of ANJ Consulting Services, where she assists clients with developing solutions to their financial problems through individual consulting, workshops, and courses. She also holds a bachelor's and master's degree in sociology (North Carolina A&T State University and North Carolina State University respectively), a doctoral degree in Leadership Studies from North Carolina A&T State University and has completed the coursework for the CERTIFIED FINANCIAL PLANNER™ Certification Education Program through Wake Forest University. She has written several books on entrepreneurship, credit, and college planning, and is also the founder and president of BRIDGE, a nonprofit organization that promotes financial literacy and economic empowerment. Dr. Johnson...

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COUPLES AND MONEY INTERVIEW WITH THE COUPLES OF CAROLINA FACEBOOK GROUP

 

Sometimes, being in a committed relationship and dealing with money can be hard.  It doesn't have to be!  Watch as a drop knowledge and tips on how to be good stewards of your money, TOGETHER.

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EPISODE 34 - MONEY CHAT WITH CHISA PENNIX-BROWN AKA LADY BIZNESS

podcast saving money Apr 02, 2020

Join Tiffany as she sits down with Chisa Pennix-Brown recording live in Podbiz Studios.  They talk about everything from COVID-19, Amazon, money failures, and early money lessons.  Be prepared to laugh because this episode is pure comedy!  Catch these gems!

About Our Guest
With over 18 years of experience in business coaching, community outreach, and social media insight, Chisa Pennix-Brown has transformed her love of learning into Lady Bizness She is the #1 Small Business Facilitator in North Carolina and she continues to foster environments for small business development, community partnerships, business growth, and events for Entrepreneurs throughout the state. 

Her most notable accomplishment is opening Pod Biz Studios, the first Black Woman-Owned Podcast Studio in North Carolina. Chisa is also the author of The 90 Day Focus: Your Action Plan for Success, a book that helps to transform your mindset towards prioritization and goal setting to help you complete...

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EPISODE 33 - CORONAVIRUS HAVE YOU DOWN?

Join Tiffany as she talks about money and the coronavirus.  Although this has been an unprecedented worldwide pandemic, there are lessons to be learned! 

 

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KEOGH PLAN

Definition
A Keogh plan (also called HR10 plans) is a tax-deferred retirement plan for self-employed individuals or unincorporated businesses.

Why It's Important
It's important to note that contributions to these plans are tax-deductible up to a certain amount.  There are two types of Keogh plans.  One type is a qualified defined-contribution plan.  This type of plan is typically in the form of a profit-sharing plan.  The beauty is that a business doesn't have to generate profits to participate in this type of plan.  As of 2019, a business can put 100% of their income or up to $56,000 of funds into this plan.  Profit-sharing plans are only contributed to by the employer (yourself if you are self employed) not the employee.  It's a good way to squirrel away money when your company is doing well.

The other type of Keogh plan is a qualified defined-benefit plan.  These types of plans are similar to pensions in that you get paid out annually after...

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EPISODE 31 - KIDS AND MONEY WITH RAESHAL SOLOMON

kids podcast saving money Mar 12, 2020

Join Tiffany as she speaks with fellow single mom Raeshal Solomon about how they teach their kids about money.  It is never too early to start the conversation so we give you practical tips and conversation starters to start the money talk.

About Our Guest

Raeshal Solomon is a young single mom, enthusiastic about combining her love of creating with her love of money management. Raeshal believes she has a knack for helping people understand the skills of money management. She is eager to share her knowledge with parents so they can teach their young children these easy to learn skills. She says “I am excited to change a whole generation through financial literacy.”

Follow her on Facebook: www.facebook.com/mylittlebanker

Follow her on Twitter: www.twitter.com/mylittlebanker

Follow her on Instagram: www.instagram.com/mylittlebanker

Links

Raeshal's site: www.mylittlebanker.com

Don't forget to use code MONEYTALK at checkout to recieve 10% off!

Connect with...

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GEOMETRIC MEAN

Definition
The geometric mean is the average of a set of numbers.

Why It's Important
This is not to be confused with arithmetic mean.  The arithmetic mean is what you learned in school when your teacher taught you about "mean".  As a refresher, let's look at the following set of numbers: 3%,7%,10%,6%,4%.  You find the mean by adding all the numbers together (3+7+10+6+4=30%) then dividing by the total number of records (5).  The arithmetic mean in this scenario would be 6%.  In contrast, a geometric mean would be calculated as (1.03x1.07x1.10x1.06x1.04)^(1/5)=~5.5015%.  

Now that you have the concept, let's apply it to personal finance and investing.  The geometric mean is typically used to calculate the average return on investments.  You would look at the past annual rates and calculate the mean to find out what your overall return was over the time period.  

For example, let's say one year you enjoyed 10%, the next 15%, and the next 8%....

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EPISODE 25 - THAT LIGHTBULB MOMENT WITH PATRINA DIXON

Join Tiffany as she sits down with one of her idols, Patrina Dixon, as they discuss what pushed them to make better choices with money.  You will find that the stories are similar but very different.  Maybe this is your lightbulb moment!

About Our Guest
Patrina Dixon is a Certified Financial Education Instructor, International Speaker, award-winning author, Founder of It’$ My Money and hosts The Money Exchange Podcast which is dedicated to sharing stories on how everyday people are implementing various strategies to build wealth.

Patrina’s been quoted on Black Enterprise.com and has facilitated financial workshops for AARP and Chase. Patrina is also the host of the It’$ My Money local TV show in CT. Patrina’s audience for both her podcast and blog spans across many countries.

Patrina is married, a mom, and lives in CT.

Follow her on Instagram: http://www.instagram.com/itsmymoney_

Follow her on Twitter: http://www.twitter.com/itsmymoney_

Follow...

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EPISODE 24 - BUILDING GENERATIONAL WEALTH THROUGH INVESTING WITH CALVIN WILLIAMS, JR.

In this episode, Tiffany sits down with Calvin Williams, Jr. owner of Freeman Capital. They discuss everything from post-slavery wealth in their families to real estate and changing the narrative for future generations. 

About Our Guest
Calvin F. Williams, Jr. is the first black owner of an automated wealth management platform for retail customers. As the CEO and founder of FreemanCapital.co, he aims to empower millennials and the middle class with the tools to become wealthy.

Williams’ years of financial service experience along with lessons inspired by his great-grandparents ignited the inception of FreemanCapital.co. They knew they couldn’t get ahead from saving alone, their money had to work harder for them, so they used their savings and purchased properties in Washington, DC. Before it was acceptable by people of color in the 1950s Freeman Capital is for all hardworking people looking for a better future.

Freeman Capital has completed Google for Start-Ups,...

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