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DEBT-FREE COLLEGE PLANNING WITH SHELLEE HOWARD financial coaching loans money management personal debt personal finance podcasts May 19, 2022

In this episode, Shellee Howard shares her knowledge on how to start planning for college with your children, and how forward thinking early on can help them be debt-free in college.

About Our Guest

Shellee is a Certified Independent College Strategist and
Counselor. She...

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TIFFANY'S TAKE: PRIVATE MORTGAGE INSURANCE loans money management personal credit personal finance podcasts Feb 24, 2022

In this episode, Tiffany explains what a Private Mortgage Insurance (PMI) is, what this does, and what are the positives and negatives of a PMI. 

Every 10th episode, Tiffany sits down and answers one of your submitted questions. If you're interested in submitting a question for next...

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AMORTIZATION loans wednesday word of the week Jul 14, 2021

This article may contain affiliate links.  We do not recommend anything we haven’t personally tried! 

Definition


Amortization is the gradual reduction of a debt over a given period.

Why It's Important

This is how you can figure out how much you are really spending over the course of...

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CREDIT UNIONS: SAFEGUARDING YOUR INTERESTS loans Jul 31, 2020

Introduction:

Almost every person on the planet is familiar with banks. Everyone has had an experience, whether good or bad, with it, and due to this, the majority of the population always gravitates towards banks, not knowing that other options  exist. Whether you want to or not, you might...

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HOW TO CANCEL A CREDIT CARD loans personal credit Jul 10, 2020

Canceling a credit card can be extremely tricky if you are not aware of the steps associated with it. It is a process that requires pre-planning and careful consideration of every little factor. But do not stress! We will break down every step for you!

Issues Associated with Cancellation:

Before...

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PAYDAY LOANS loans wednesday word of the week Jul 01, 2020

Definition

A payday loan is a loan in which a lender gives the borrower a loan, typically under $500, that is due on the borrower's next payday.

Why It's Important

In my opinion, payday loans are a type of predatory lending.  They typically have high-interest rates and or fees....

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MORTGAGE investing loans personal debt wednesday word of the week Jun 24, 2020

Definition

A mortgage is a legal agreement by a bank or other financial institution and a debtor.  The financial institution lends money with interest and takes ownership of the property if the debtor defaults.  This is a type of secured debt.

Why It's Important

Most people...

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LISTENER REQUEST: MY SCHOOL LOST ACCREDITATION, NOW WHAT? loans personal debt podcasts Oct 10, 2019

Tiffany answers a listener's question about student loan payback if the school that they attended closes.  While on the topic, she also covers other ways your student loans can be discharged or forgiven.  
This is a listener request episode.  If you want to have your question...

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LET'S TALK STUDENT LOANS loans personal credit Jul 20, 2018

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Oh, the dreaded student loan!  I made a video about some information you should know...

 

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FIRST STUDENT LOAN PAID!! loans personal debt Jan 17, 2018

I had to take a quick break from our credit discussion to announce my first student loan debt has been paid in full!  I am super excited!  I am in the middle of my debt snowball (paying debt down in order from smallest balance to largest).  That particular loan started with a...

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