Let's Talk Money

Definition

Financial literacy is the ability to understand and apply various financial skills, including budgeting, investing, and other financial management strategies.

Why It's Important

My, oh, my!  Financial literacy is critical to master as it affects everything in your life, from well-being and relationships to opportunities that are afforded to you.  A financially literate person has a much better chance of being "successful" with money.  This is why I built this whole platform.  My personal goal is to see as many people as possible to become financially literate.  It is imperative!  

I joke and say people treat you differently when you know about money on social media, BUT it is true!  I have had salespeople and lenders tell me this.  So, I took that information and decided to help so YOU won't be taken advantage of. 

Want to see how financially literate you are?  I made a quiz to test your skills.  You can check it...

Episode 40! Whew, 40 weeks of Money Talk With Tiff and we are still going strong! In this episode, Tiffany talks about marriage and how it can affect your financial picture. She also gives tips that she uses in her new marriage (yes, Tiffany is married now!) to try and get ahead of any potential money issues. Take notes!

Links

Couples FB Live Video: https://www.moneytalkwitht.com/blog/Couples-and-Money-Interview

Connect with Tiffany on Social Media

Facebook: Money Talk With Tiff
Twitter: @moneytalkwitht
Instagram: @moneytalkwitht
LinkedIn: Tiffany Grant
YouTube: Money Talk With Tiff Channel
Pinterest: Money Talk With Tiff

Sometimes, being in a committed relationship and dealing with money can be hard.  It doesn't have to be!  Watch as a drop knowledge and tips on how to be good stewards of your money, TOGETHER.

Join me as I have a money talk with Danielle Desir, affordable travel extraordinaire.  We discuss everything from paying off debt while traveling around the world to treating your goals like a bill (non-negotiable) in your budget!  

About Our Guest
Danielle Desir is an author, speaker, podcaster and the founder of The Thought Card, an award-winning affordable travel finance blog and podcast empowering people to make informed financial decisions - travel more, pay off debt and build wealth. Danielle paid off $63,000 of student loan debt in 4 years and purchased her first home at the age of 27. She has traveled to 26 countries and 3 continents and strongly believes in not letting your financial responsibilities hold you back from pursuing your dreams.
Follow her on Twitter: https://twitter.com/thethoughtcard
Follow her on Instagram: https://www.instagram.com/thethoughtcard/
Like her on Facebook: https://www.facebook.com/thethoughtcard

Links
Danielle's Iceland...

Enjoy this mini-episode about the baby emergency fund while Tiffany attends FinCon 2019!  Emergency funds are so important to protect you from a detrimental financial crisis.  Tiffany uses Ally Savings to house her emergency fund to take advantage of their higher-than-average interest rates.  

Do you have an emergency fund?  What are you waiting for?  Let's get it done!

Do you have a budget?  Lost on what a budget is or how to start one?  Look no further!  Tiffany talks about her favorite topic, budgets, and easy ways to put one together.  You will learn why she loves budgets so much and why you should come to the dark side!  Muahahaha

Transcription

Welcome to the Money Talk with Tiff (MTWT) Podcast. MTWT is a podcast where we discuss everything about money – from tips and tricks to current events. Follow me on my journey to become debt-free, and meet other cool people along the way. I am your host, Tiffany Grant, now let’s talk money.

Introduction

Budgets! This is my favorite topic ever; I love budgeting and I love teaching people about budgeting. You know what? Without a budget, you really cannot get to any of the next steps of financial independence, of financial freedom, because you have to know how your money is coming in and then, going out.

Importance of Budgeting

I love to use the ship analogy. So,...

I had to take a quick break from our credit discussion to announce my first student loan debt has been paid in full!  I am super excited!  I am in the middle of my debt snowball (paying debt down in order from smallest balance to largest).  That particular loan started with a balance of $3,832.  It is now $0!  That was my smallest debt, now on to the next!  Woohooo!