The Money Talk

Blog about money? You bet!

T.I.F.F. = Teaching and Inspiring Financial Freedom

Financial independence is the goal so let's dive in

Speaking of... what is financial literacy anyway? This is an excellent place to start!

FEDERAL FUNDS RATE wednesday word of the week Jul 24, 2019

Definition

The federal funds rate is set by the Federal Reserve and guides the interest rates used by financial institutions. As of Today, it is 0.25%

Why It's Important

When you hear that...

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I'M GOING TO FINCON 2019 BABY! personal finance Jul 17, 2019

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I am so excited! I was blessed enough to get a full scholarship to FinCon this year. Not familiar with what FinCon is? You can read about it here: https://finconexpo.com. I have been wanting...

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APR wednesday word of the week Jul 17, 2019

Definition

APR, also known as Annualized Percentage Rate, is the annual rate charged for borrowing or earned through investment.

Why It's Important

APR is typically used when you are borrowing...

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CERTIFICATE OF DEPOSIT wednesday word of the week Jul 10, 2019

Definition

Certificates of deposit, also called CDs, are savings vehicles that have a fixed maturity date and a fixed interest rate

Why It's Important

CDs generally have higher interest rates than a...

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CANCELLATION OF DEBT personal debt wednesday word of the week Jun 26, 2019

Definition

A cancellation of debt may occur if the creditor can't collect, or gives up on collecting, an amount you were obligated to pay.

Why It's Important

You may be thinking "Oh, this is awesome!...

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FEDERAL HOUSING ADMINISTRATION wednesday word of the week Jun 12, 2019

Definition

A government entity that operates under the U.S. Department of Housing and Urban Development

Why It's Important

The Federal Housing Administration has been making FHA loans available since...

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ANNUITY wednesday word of the week Jun 05, 2019

Definition

Annuity is a fixed sum of money paid to an individual each year

Why It's Important

Annuities can be an effective retirement income strategy.  They are created and sold...

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REALIZED LOSS wednesday word of the week May 29, 2019

Definition

A realized loss is the loss that is recognized when assets are sold for a price lower than the original purchase price.

Why It's Important

Losses suck!  Ok, that wasn't...

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TICKER SYMBOLS wednesday word of the week Apr 24, 2019

Definition

Also called stock symbols, ticker symbols are abbreviations that identify publicly traded shares on the stock market 


Why It's Important

Ticker symbols are how you can find...

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DEPRECIATION wednesday word of the week Apr 10, 2019

Definition

Depreciation is when an asset loses its value over time.  It has various methods and treatments according to the companies' policy.


Why It's Important

Cars are an asset that...

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DON'T BLOW YOUR TAX MONEY! MONEY MOVES TO MAKE NOW BEFORE IT'S ALL GONE financial coaching money management Mar 31, 2019

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I have been getting questions lately on what people should do with their tax money, so I wanted to compile a list of some of my favorite tax money moves:

PAY OFF DEBT
OMG!  This is my...

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EPS investing wednesday word of the week Mar 27, 2019

Definition

EPS stands for earnings per share.  This is how much of the company's profit they are sharing with stockholders on a per share basis.


Why It's Important

EPS holds a lot of weight when...

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