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I have been filing my own taxes since I got my first job at the age 16. It blows my mind when friends and family members tell me how they pay an arm and a leg to get their taxes done. Most people can file their taxes completely free thanks to the federal government! Did you...
I have been diagnosed with asthma my entire life. I never really had any issues with it flaring up. I can count the times I've had issues on one hand (literally). This past Friday caught me by surprise.
I had a severe asthma attack and because I never have issues, I did...
During this time of year, Americans usually fall into one of two camps. Either they are excited because they are expecting a big tax refund or sad because they know they will end up going. No matter what camp you fall into, I want to explain why neither scenario is ideal and some...
The infamous emergency fund! Most people know what it is but do you have anything saved for a rainy day? Right now, I have a little over $1000 saved in case I need it. Why not 3 - 6 months like you read and hear about from financial experts?
Well, the short answer is because I...
Now that you know what is on your credit, checked your credit score, and called your creditors, let's talk about paying debt down. There are a couple of different ways to accomplish this potentially monstrous task. You can either use the snowball method or the avalanche method....
Ok, so now we know what's on our credit and our credit score. Let's clean it up a little! I want to start with collection accounts since they are the most detrimental to your score. Never pay anyone to do this for you! It is pretty simple and I am going to walk you step by...
I had to take a quick break from our credit discussion to announce my first student loan debt has been paid in full! I am super excited! I am in the middle of my debt snowball (paying debt down in order from smallest balance to largest). That particular loan started with a...
Welcome to part two of the money talk about credit! I highly recommend reading part one first as this post is meant to be a continuation. So, now that you have pulled your credit report, let's pull our credit score. There are a few different ways to do this. When you go to...
According to Investopedia.com, credit is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest. Now, it would be great if there was nothing on your credit report because you never...
