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THE IMPORTANCE OF CREDIT (PART 2) credit debt Jan 14, 2018

Welcome to part two of the money talk about credit!  I highly recommend reading part one first as this post is meant to be a continuation.  So, now that you have pulled your credit report, let's pull our credit score.  There are a few different ways to do this.  When you go to...

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THE IMPORTANCE OF CREDIT (PART 1) credit debt spending money Jan 06, 2018

According to Investopedia.com, credit is a contractual agreement in which a borrower receives something of value now and agrees to repay the lender at some date in the future, generally with interest.  Now, it would be great if there was nothing on your credit report because you never...

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NEW YEAR, NEW YOU? HOW BUDGETING CAN HELP! budgeting credit debt lowering expenses saving money Dec 31, 2017
It's New Year's Eve!  This marks the occasion when everyone decides on their New Year's resolutions.  According to statisticbrain.com, the top resolution is to "lose weight/eat healthy" followed by "life/self-improvements" as number two.  These are great but I want to focus on the...
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6 TIPS TO AN (UN)STRESSFUL HOLIDAY SEASON budgeting holidays saving money Dec 17, 2017
'Tis the season of spending!  The National Retail Federation expects retail sales during November and December to be about $682 billion!  (I think we are in the wrong business)  They expect each consumer to spend an average of $967.13.  This is massive spending!  Most...
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MONEY IS AN EMOTIONAL THING psychology Dec 10, 2017
I figured this would be an excellent place to start on our journey.  To have control over your finances, you have to first control how you feel about it.  What do I mean?  Well, let's do a quick exercise.  I am going to give you a few words, and I want you to pay attention to...
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