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HOW TO CANCEL A CREDIT CARD loans personal credit Jul 10, 2020

Canceling a credit card can be extremely tricky if you are not aware of the steps associated with it. It is a process that requires pre-planning and careful consideration of every little factor. But do not stress! We will break down every step for you!

Issues Associated with Cancellation:

Before...

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EPISODE 43 - HOW TO LEVEL UP YOUR BUSINESS: MY TOP 10 RESOURCES business & entrepreneurship investing podcasts Jul 09, 2020

Join Tiffany as she breaks down her Top 10 favorite applications and programs that keep Money Talk With Tiff going!  She wants to inspire and empower other small business owners to make their jobs easier.

Links

Some of these links are affiliate links so Money Talk With Tiff may get...

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TYPES OF ENTREPRENEURIAL BUSINESSES business & entrepreneurship Jul 04, 2020

Introduction

This article provides general information on business types.  If you need more personalized help, I have a few options to work with me that you can explore here.

Entrepreneurship isn’t just running a business; rather, it is a name given to anything done to change the...

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PAYDAY LOANS loans wednesday word of the week Jul 01, 2020

Definition

A payday loan is a loan in which a lender gives the borrower a loan, typically under $500, that is due on the borrower's next payday.

Why It's Important

In my opinion, payday loans are a type of predatory lending.  They typically have high-interest rates and or fees....

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FINANCIAL LITERACY IN THE BLACK COMMUNITY money management Jun 26, 2020

To manage your finances, a sound, effective and thorough, understanding of finance, we call financial literacy is crucial. People should know how to manage their debts and save money. African Americans play a vital role in the economic establishment of the United States, but in comparison to...

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EPISODE 42 - EVENT PLANNING ON A BUDGET WITH NIKKI BYRD money management podcasts Jun 25, 2020

In this episode, Tiffany sits down with event planning extraordinaire Nikki Byrd to pick her brain on event planning, especially amid a crisis.  They talk about how event planners are essential to saving money.

About Our Guest

Nikki Byrd is the proud owner of Byrd Nest Events and Design...

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MORTGAGE investing loans personal debt wednesday word of the week Jun 24, 2020

Definition

A mortgage is a legal agreement by a bank or other financial institution and a debtor.  The financial institution lends money with interest and takes ownership of the property if the debtor defaults.  This is a type of secured debt.

Why It's Important

Most people...

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STATS OF BLACK WOMEN IN FINANCE investing Jun 19, 2020

Black females are working successfully around the globe in the financial field, despite racism challenges. Women-owned businesses are low in the market, and black women commonly face a lack of venture capital funding and access to loans. American Express reported that the ratio of women of color...

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A LESSON IN RESILIENCE money management wednesday word of the week Jun 18, 2020

According to the Oxford Dictionary, Resilience is "the capacity to recover quickly from difficulties; toughness."  I have been reticent on my blog as life has taken a tailspin.  Between the coronavirus pandemic, protesting to prove MY LIFE MATTERS, getting married, taking a securities...

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CREDIT SCORE wednesday word of the week Jun 14, 2020

Definition

A number given to an individual to indicate creditworthiness to a lender.

Why It's Important

I am sure every one reading this knows what a credit score is.  If not, check out my blog posts below.  So, I am not going to bore you with details but I am going to provide some facts...

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