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Uncategorized Jun 12, 2019


A government entity that operates under the U.S. Department of Housing and Urban Development

Why It's Important

The Federal Housing Administration has been making FHA loans available since 1934. These are special home loans backed by the government giving more people access to buy their first house. In comparison to a conventional loan, FHA loans have lower thresholds for qualifying. They also allow low down payment amounts (as low as 3.5%) and lower closing costs. 

I am an advocate for FHA loans and believe that if you can't qualify for a conventional loan, you should definitely take advantage of the opportunity. Most lenders do provide both conventional and FHA options. Be sure to ask!

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