I have been on a networking frenzy this week. With three events down and one to go, I realize a common theme: everyone is struggling with money! As soon as I tell people what I do their eyes light up and they start divulging into how they need financial help. But how did we get here as a society?
I have been diagnosed with asthma my entire life. I never really had any issues with it flaring up. I can count the times I've had issues on one hand (literally). This past Friday caught me by surprise.
Now that you know what is on your credit, checked your credit score, and called your creditors, let's talk about paying debt down. There are a couple of different ways to accomplish this potentially monstrous task. You can either use the snowball method or the avalanche method. In this post, I will explain how they work so you can make the best decision based on your circumstances.
I had to take a quick break from our credit discussion to announce my first student loan debt has been paid in full! I am super excited! I am in the middle of my debt snowball (paying debt down in order from smallest balance to largest). That particular loan started with a balance of $3832. It is now $0! That was my smallest debt, now on to the next! Woohooo!
I figured this would be a good place to start on our journey. In order to have control over your finances, you have to first control how you feel about it. What do I mean? Well, let's do a quick exercise. I am going to give you a few words and I want you to pay attention to your reaction to them.
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