It's New Year's Eve! This marks the occasion when everyone decides on their New Year's resolutions. According to statisticbrain.com, the top resolution is to "lose weight/eat healthy" followed by "life/self improvements" as number two. These are great but I want to focus on the third most popular resolution which is "better financial decisions". I assume you are here because this is where you want to improve. What if I told you that by focusing on this one goal you can positively impact the other two top resolutions? It has been proven that money issues cause stress and stress causes health issues. That knocks out number 2! But, how is "better financial decisions" linked to losing weight and healthier eating? Allow me to explain! One of the cornerstones of being wealthy is budgeting. Most of the time eating unhealthy (fast food/junk food) is something that can be cut from your budget or minimized. Therefore, it's a win/win for you! Cutting just one fast food meal a week equates to about $364 a year! So, without further ado, let's hop into this week's topic BUDGETS!
'Tis the season of spending! The National Retail Federation expects retail sales during November and December to be about $682 billion! (I think we are in the wrong business) They expect each consumer to spend an average of $967.13. This is massive spending! Most Americans get into a ton of debt during this time and spend the better part of the new year trying to pay it down. Don't let this happen to you! In this article, I'll offer six of my top tips to ensure you are prepared for next year and keep your spending in check.
I figured this would be a good place to start on our journey. In order to have control over your finances, you have to first control how you feel about it. What do I mean? Well, let's do a quick exercise. I am going to give you a few words and I want you to pay attention to your reaction to them.
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