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DIVIDEND YIELD investing wednesday word of the week Dec 05, 2018

Definition

The dividend yield represents the ratio between the stock price paid and the dividend paid. A stock trading at $100 per share, with a dividend that amounts to $5 per year, you would divide the $5 by $100 and turn it into a percentage. In this case, the yield would be 5%.


Why It's...

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ARBITRAGE investing wednesday word of the week Nov 07, 2018

Definition

Arbitrage is the simultaneous purchase and sell of an asset to profit from the imbalance in price.  Using this strategy, takes advantage of price inefficiencies in the market.

Why It's Important

Arbitrage opportunities provide a way to collect high returns with little to no cost to...

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THE POWER OF BUDGETING Sep 30, 2018

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If you have been keeping up with my finance blog, you know I love to budget! It gives you a sense of control when it comes to your money. I believe in doing a zero-based budget. This means your income will always equal your expenses. With this type of budgeting, you are telling your...

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ANOTHER SETBACK! Sep 27, 2018

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A couple of weeks ago, I came outside to yet another flat tire.  What the heck?!  It seemed like every week a tire was going flat on my car.  I knew when I bought the car I would have to get new tires (that was one aspect I used to negotiate the price down), but I didn't think it...

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SELLING SHORT investing wednesday word of the week Sep 26, 2018

Definition

Selling short aka short selling is when an investor thinks a stock will go down so they "short it". Essentially, the investor borrows shares of stock or another asset he or she doesn't own, sells it, pockets the money with the promise to replace the property someday, and hopes the...

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MY FIRST PODCAST : GUEST APPEARANCE Sep 20, 2018

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I am so excited! I was able to get my feet wet with podcasting by being featured on a fellow bloggers podcast.  It was so fun to get interviewed and we had a really great conversation about timeshares and home-ownership.  Take a listen:

For all episode notes and to subscribe, check out...

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ASSET ALLOCATION investing wednesday word of the week Sep 19, 2018

Definition

Asset Allocation is an approach to managing your investments that involves setting parameters for different asset classes (bonds, real estate, cash, stocks, etc.)  It involves setting a percentage of each kind to hold in order to reach your investment goals.

Why It's Important

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REITS investing wednesday word of the week Sep 11, 2018

Definition

REITs are Real Estate Investment Trusts.  They allow you to invest in different types of real estate.  REITs are available on the market for any real estate niche whether you want to invest in hotels, apartments, commercial buildings, etc.

Why It's Important

Most people think...

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BUYER BEWARE : FAST FOOD REVIEWS Sep 09, 2018

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An odd thing happened Friday, I went to the ATM to withdraw money, and I received the message that said, "Unauthorized Use." I thought maybe I put in the wrong pin, so I swiped and tried again. I received the same prompt! What could be going on?! 

 

I took the next logical step and...

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COMPOUND INTEREST investing wednesday word of the week Sep 04, 2018

Definition

Compound interest is interest added on to the principal on a deposit or loan so that the added interest also earns interest and so on and so forth.  

Why It's Important

I think Albert Einstein said it best, "Compound interest is the eighth wonder of the world.  He who...

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INDEX FUNDS Aug 29, 2018

Definition

Index funds are passively managed, meaning they track an established market index.  One example is the S&P 500 which invests in 500 of the largest companies in a range of industries.  Another example is the Dow Jones Industrial Average, "The Dow", which shows how...

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HOME-BUYING INFORMATION GOLD Aug 28, 2018

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I am always reading about finance (which is hardly news to anyone that knows me).  I have found the ULTIMATE HOME-BUYING GUIDE.  I am in love!

When I say this article breaks down the entire process, I am not over exaggerating.  I admittedly wanted to write an article on my...

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